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Where Do You Stand. It is worse to be a spendthrift because of the financial costs but neither extreme is as good as the middle group labeled as the unconflicted.
Some issuing bank may impose additional charges on all CROSS-BORDER transactions performed on Fireflys website.

. Spendthrifts are bad off financially and psychologically. Tightwads have big bank accounts but we find that they are less happy than the unconflicted group. CROSS-BORDER transactions are defined as transactions in which the counter of the cardholder bank differs from the country of the merchant.
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